What is Pre-Settlement Funding and How Does It Work?
A complete overview of non-recourse pre-settlement advances for personal injury plaintiffs
What Is Pre-Settlement Funding?
Pre-settlement funding is a cash advance for individuals who have a pending personal injury lawsuit. If you were injured in an accident caused by another party's negligence, your attorney is working to recover compensation on your behalf — but lawsuits take time. The average personal injury case takes roughly 18 months to resolve.
Pre-settlement funding closes the gap. It puts money in your hands now, while your attorney continues working your case.
Is It a Loan?
No. Pre-settlement funding is not a loan. It is a non-recourse cash advance against your future settlement:
- No credit check required
- No monthly payments while your case is pending
- If you lose your case, you owe nothing
The advance is backed entirely by your lawsuit. If the case fails, you keep the money.
How Much Can I Get?
Most companies advance 10–15% of the estimated case value. A case valued at $50,000 would typically yield $5,000 to $7,500 in funding. Bridgeway can advance up to 10–20% depending on the strength of your case.
Key factors used to determine your advance:
- Damages — medical costs, lost wages, pain & suffering, future losses
- Liability — how clearly the other party is at fault
- Insurance — the available policy limits
How Does the Process Work?
- Call Bridgeway at (800) 531-4066 or apply online
- Brief phone interview about your case
- We contact your attorney for case documents
- We evaluate your claim and make a funding decision
- You and your attorney sign the contract
- Funds disbursed by wire transfer (fastest), Western Union (24 hours), or overnight check
Can I Get Multiple Advances?
Yes. Additional advances are available 90+ days after your initial advance, provided your total funding does not exceed 10–20% of your estimated case value. If your current funding company says no, Bridgeway may be able to conduct a buyout — paying off your existing advance and providing additional funds.
How Is It Repaid?
At the conclusion of your case, your attorney's office disburses the settlement as follows:
- Attorney fees and costs
- State and federal liens
- Medical bill reimbursements
- Pre-settlement funding repayment (sent directly to Bridgeway)
- Remaining funds to you
Contact Bridgeway: (800) 531-4066 | [email protected]
Apply for a Pre-Settlement Advance Today
Fast, easy, risk-free. No credit check. No monthly payments. If your case loses, you owe nothing.